How long does a Kalshi withdrawal take?

Standard ACH withdrawals settle in 1–3 US business days. First-time withdrawals can take an extra day for the bank link to verify. Wire transfers are faster but not offered as a default retail option.

Are there fees to withdraw from Kalshi?

No — ACH withdrawals are free on Kalshi. You only pay the per-trade fee disclosed at order time. There is no withdrawal minimum or maximum charge for standard retail accounts.

Why is Kalshi not letting me withdraw?

The three common causes: (1) your account still has open positions or pending settlement that ties up the cash balance; (2) your bank link needs re-verification; (3) you have unresolved KYC steps. Check Portfolio → Activity for pending items, then contact Kalshi support if the balance still won't release.

Can you withdraw from Kalshi without SSN verification?

No. Because Kalshi is a CFTC-regulated exchange, full KYC — including SSN and photo ID — is required before your first withdrawal. This is federal law, not a Kalshi choice.

How to Withdraw from Kalshi (2026) — ACH Cash-Out Guide for Texans

Step 1 — Portfolio → Withdraw

Open the Kalshi app or kalshi.com. Tap Portfolio in the bottom nav, then Withdraw. Your available cash balance is shown at the top — that's what you can pull out today.

Step 2 — Choose your bank

Select the US bank account you linked when you signed up. If none is linked, add one via Plaid — the flow takes about 30 seconds and Kalshi supports every major US bank plus most credit unions.

Step 3 — Enter the amount

Type the amount you want to withdraw. Standard retail accounts have no minimum and no maximum. Money still tied up in open positions or pending settlement isn't withdrawable until those contracts close.

Step 4 — Confirm

Tap Confirm. Kalshi initiates the ACH transfer immediately. First-time withdrawals can take a day longer while the bank link finishes verifying — after that, expect 1–3 business days consistently.

Step 5 — Track it

Portfolio → Activity shows every withdrawal with a status (Pending, Processing, Completed). If it stalls past 3 business days, screenshot the entry and email support@kalshi.com — they usually clear stuck transfers within a business day.

If your withdrawal is stuck

Three common causes, in order of frequency:

Cash still tied up in positions. Sell open contracts or wait for resolution — that money isn't available yet.
Bank link needs re-verification. Plaid re-verifies periodically; re-link the account.
KYC step missing. New accounts must complete SSN + photo ID before the first withdrawal. Federal requirement, not optional.

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Sources & references

More: Fees explained · Taxes (Texas) · How does Kalshi work?

Frequently asked questions

Open the Kalshi app or website, go to Portfolio → Withdraw, choose your linked bank, enter the amount, and confirm. ACH withdrawals are free and typically arrive in 1–3 business days.